Overview

Namuleri Limited is a Malawian enterprise with interests in clean energy and microfinance. As we continue to grow, we are seeking a qualified and motivated professional to join our team in Lilongwe in the following role:

Key Responsibilities

• Oversee credit risk management, loan appraisal, and approval processes
• Monitor loan portfolio performance, including PAR, arrears, and default trends
• Develop and implement strategies to improve portfolio quality and recovery rates
• Review and update credit policies, procedures, and lending guidelines
• Supervise and mentor Loan Officers and credit staff
• Set credit targets and monitor team performance and productivity
• Prepare credit and portfolio performance reports for management
• Ensure compliance with regulatory requirements and internal controls
• Support audits and maintain proper credit documentation
• Advise management on credit strategy, pricing, and risk exposure

Qualifications

• Bachelor’s Degree in Accounting, Finance, Banking, Economics, or related field
• Professional certification in credit, risk management, or finance is an added advantage

Experience & Skills

• Proven experience in credit management, banking, or microfinance
• Strong understanding of lending procedures and credit risk management
• Experience with loan management or accounting systems
• Strong analytical and financial modeling skills (Excel proficiency required)
• Excellent leadership, negotiation, and decision-making skills
• High integrity, professionalism, and attention to detail

• Oversee credit risk management, loan appraisal, and approval processes
• Monitor loan portfolio performance, including PAR, arrears, and default trends
• Develop and implement strategies to improve portfolio quality and recovery rates
• Review and update credit policies, procedures, and lending guidelines
• Supervise and mentor Loan Officers and credit staff
• Set credit targets and monitor team performance and productivity
• Prepare credit and portfolio performance reports for management
• Ensure compliance with regulatory requirements and internal controls
• Support audits and maintain proper credit documentation
• Advise management on credit strategy, pricing, and risk exposure

• Strong understanding of lending procedures and credit risk management
• Experience with loan management or accounting systems
• Strong analytical and financial modeling skills (Excel proficiency required)
• Excellent leadership, negotiation, and decision-making skills
• High integrity, professionalism, and attention to detail

• Bachelor’s Degree in Accounting, Finance, Banking, Economics, or related field
• Professional certification in credit, risk management, or finance is an added advantage
• Proven experience in credit management, banking, or microfinance