Quickinvest Limited is a licensed Microfinance Institution regulated by the Reserve Bank of Malawi and committed to financial inclusion, rural transformation, and the expansion of sustainable credit to underserved rural households, smallholder farmers, MSMEs, and youth- and women-led enterprises.

We are looking for a highly motivated individual to fill the role of Loan Officer (MSMES/Group loans) based in Blantyre and tasked with the following duties and responsibilities below.

DUTIES AND RESPONSIBILITIES

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records.
• Assess customer needs, explore all options and introduce different types of loans.
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish targets.
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process.
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
• Ensure and strive towards full collections under one’s portfolio with the set goals and targets.
• Credit Referencing and submission of CRBs
• Any other duties assigned by Immediate supervisor.

EDUCATION AND EXPERIENCE REQUIREMENTS

• Proven working experience as a Loan Officer.
• Familiarity with computers applications/software
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment
• Valid driver’s License is an added advantage.
• Degree in Business Administration, Agriculture Economics, Marketing, Commerce or any related field.

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Update job knowledge on types of loans and other financial services
• Maintain and update account records.
• Assess customer needs, explore all options and introduce different types of loans.
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish targets.
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process.
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines.
• Ensure and strive towards full collections under one’s portfolio with the set goals and targets.
• Credit Referencing and submission of CRBs
• Any other duties assigned by Immediate supervisor.

• Familiarity with computers applications/software
• Solid understanding of direct/indirect lending products and practices
• Excellent communication and interpersonal skills
• Customer satisfaction orientation and sales competencies
• Ability to work in a goal oriented environment

• Proven working experience as a Loan Officer.
• Degree in Business Administration, Agriculture Economics, Marketing, Commerce or any related field.
• Valid driver’s License is an added advantage.