OVERVIEW

VaultString is seeking a highly motivated and experienced MicroFinance Manager to lead our microfinance operations and drive portfolio growth.

ABOUT THE ROLE

As MicroFinance Manager, you will lead the development, implementation, and day-to-day management of our microfinance programs. You will be responsible for designing effective financial products, managing lending operations, and ensuring strong portfolio performance and profitability.

KEY RESPONSIBILITIES

• Develop and oversee microfinance lending strategies, policies, and procedures
• Manage a portfolio of microloans, ensuring high repayment rates and minimizing defaults
• Build and maintain strong relationships with clients and partner organizations
• Conduct market research to identify opportunities for new products and services
• Monitor and analyze portfolio performance, financial indicators, and key risk metrics
• Ensure full compliance with regulatory requirements and internal controls
• Lead, mentor, and develop a team of loan officers and field staff
• Prepare regular reports on program performance for senior management

REQUIREMENTS

• Bachelor’s degree in Finance, Economics, Business Administration, or a related field (Master’s degree preferred)
• Minimum 5 years of relevant experience in microfinance, banking, or lending operations
• Proven track record in managing microloan portfolios and achieving performance targets
• Strong understanding of lending principles, risk management, and credit analysis
• Excellent leadership, communication, and interpersonal skills
• Proficiency in Microsoft Office and financial management software
• Experience working in Malawi is an advantage
• Malawi economic insights

WHAT WE OFFER

• Professional development and growth opportunities
• Supportive and collaborative work environment

• Develop and oversee microfinance lending strategies, policies, and procedures
• Manage a portfolio of microloans, ensuring high repayment rates and minimizing defaults
• Build and maintain strong relationships with clients and partner organizations
• Conduct market research to identify opportunities for new products and services
• Monitor and analyze portfolio performance, financial indicators, and key risk metrics
• Ensure full compliance with regulatory requirements and internal controls
• Lead, mentor, and develop a team of loan officers and field staff
• Prepare regular reports on program performance for senior management

• Strong understanding of lending principles, risk management, and credit analysis
• Excellent leadership, communication, and interpersonal skills
• Proficiency in Microsoft Office and financial management software

• Bachelor’s degree in Finance, Economics, Business Administration, or a related field (Master’s degree preferred)
• Minimum 5 years of relevant experience in microfinance, banking, or lending operations
• Proven track record in managing microloan portfolios and achieving performance targets
• Experience working in Malawi is an advantage
• Malawi economic insights