JobPurpose

Drive the design and execution of a robust risk management and compliance framework across EPay Mobile Money operations. Identify, assess, and control financial, operational, regulatory, and fraud risks that impact the business. Ensure full compliance with Reserve Bank of Malawi directives, AML/CFT laws, and internal policies. Strengthen internal controls, support secure growth of mobile money services, and protect customer funds and company assets. Provide timely risk insights to management, support decision-making, and promote a strong compliance culture across all departments.

Key Responsibilities

• Identify, assess, and monitor operational and financial risks, develop and enforce risk management frameworks and controls
• Ensure compliance with AML/CFT regulations and KYC requirements. conduct internal audits and compliance reviews
• Investigate suspicious transactions and fraud cases, preparing risk and compliance reports for management and regulators
• Train staff on compliance policies and procedures maintaining an up-to-date knowledge of regulatory changes, work with internal teams to close control gaps

Qualifications and Experience

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field
• 2–5 years’ experience in risk, compliance, audit, or financial services
• Strong understanding of mobile money operations knowledge of AML/CFT laws and regulatory requirements in Malawi
• Experience in fraud detection and risk assessment

Skills and Competencies

• Strong analytical and problem-solving skills
• High attention to detail
• Integrity and professionalism
• Good communication and reporting skills
• Ability to work independently and meet deadlines

• Identify, assess, and monitor operational and financial risks, develop and enforce risk management frameworks and controls
• Ensure compliance with AML/CFT regulations and KYC requirements. conduct internal audits and compliance reviews
• Investigate suspicious transactions and fraud cases, preparing risk and compliance reports for management and regulators
• Train staff on compliance policies and procedures maintaining an up-to-date knowledge of regulatory changes, work with internal teams to close control gaps

• Strong analytical and problem-solving skills
• High attention to detail
• Integrity and professionalism
• Good communication and reporting skills
• Ability to work independently and meet deadlines

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field
• 2–5 years’ experience in risk, compliance, audit, or financial services
• Strong understanding of mobile money operations knowledge of AML/CFT laws and regulatory requirements in Malawi
• Experience in fraud detection and risk assessment