TNM Mpamba Ltd is seeking a Risk and Compliance Officer to support its Risk and Compliance function.

Responsibilities or duties

The Risk and Compliance Officer shall be responsible for supporting the Risk and Compliance function by implementing AML/CFT controls, monitoring regulatory compliance, conducting risk assessments, and supporting reporting obligations in line with applicable laws and internal policies.

Qualifications or requirements (e.g., education, skills)

• Bachelor’s Degree in Business, Law, Finance, or a related field.
• Possession of a certification in compliance (ACAMS) will be an added advantage.
• Strong knowledge of AML/CFT regulations, KYC, and data protection.
• Analytical and investigative skills with attention to detail.
• Strong communication and interpersonal skills.
• High ethical standards, integrity, and confidentiality.
• Ability to work independently and meet regulatory deadlines.
• Basic understanding of mobile money operations and digital financial services.

Experience needed

2-3 years’ experience in risk, compliance, or related roles.

• Monitor compliance with AML/CFT/CPF laws, directives, and internal policies across customers, agents, mer-chants, and staff.
• Conduct customer due diligence (CDD), enhanced due diligence (EDD), and ongoing monitoring to ensure KYC accuracy and completeness.
• Review transaction monitoring alerts, investigate suspicious activities, and support escalation for Suspicious Transaction Reporting (STR).
• Support ML/TF risk assessments and implement risk-based mitigation measures for products, services, and chan-nels.
• Perform sanctions screening and maintain compliance registers.
• Support regulatory reporting to relevant authorities such as FIA and RBM.
• Assist with internal and external audits and regulatory inspections.
• Support compliance training and awareness initiatives.
• Monitor regulatory developments and ensure timely implementation of changes.

• Strong knowledge of AML/CFT regulations, KYC, and data protection.
• Analytical and investigative skills with attention to detail.
• Strong communication and interpersonal skills.
• High ethical standards, integrity, and confidentiality.
• Ability to work independently and meet regulatory deadlines.
• Basic understanding of mobile money operations and digital financial services.

• Bachelor’s Degree in Business, Law, Finance, or a related field.
• Possession of a certification in compliance (ACAMS) will be an added advantage.